Everyone will have final expenses, without exception. The problem is that so few are prepared beforehand and that leaves the family to handle the arrangement. It would be best if you could attract more final expense leads and be able to get things in order prior to the event. Have you found a good way to find these leads? While there are a lot of ways to get customers, we feel that there are a few really good ones that you can use that will bring you all the business you desire.
Do you really need to replace 20 years of income with a life insurance policy? If you are a little older, or if you have a health issue, the premium may not be practical. Even if you are the sole supporter of your family, five years of income may be enough to give your spouse time to retrain him or herself to either bring in more income or cut bills down. Maybe just leaving enough money to pay off your home, pay for the funeral, and cover several months of your income would be reasonable.
Why did I take the time to share these accounts, well simply to make you aware of what family members are forced to deal with when you don’t take care of your own health or final expenses. It doesn’t have to be this way. The Holy Bible says God has time appointed for each of us, but it also says in the book of Ecclesiastes that we can die before our time. If the latter occurs, wouldn’t you want to be ready? You can be! Simply click on the link below and complete the quote form, so that you can receive everything there is to know about best final expense insurance. It is nice to know that loved ones have your back, but it is even more assuring to know that you have theirs, and that it has already been handled. Unnecessary stress should be avoided at all cost.
However, economic problems in recent years have really thrown a wrench into these well laid plans. Market accounts lost money and many people lost their jobs. In addition, housing problems reduced home values. While home prices fell, many mortgages rose. And to add insult to injury, the interest rates on savings accounts or bank CDs dropped to almost nothing. At the same time, credit card companies keep jacking up our interest rates and finding new and creative ways to charge us penalties and fees.
Pretty much, final expense selling is like anything. If you work hard, you are going to make a lot of money. But you have to work smart and to be honest with you, being an independent agent is the first step at working smart.
Do you ask your family or kids to pay your rent or mortgage? Do you expect them to pay your cable or electric bill?? Then why would we expect them to pay for our final expenses??
The passing of Mom and Dad taught me many things, the most important of which being the value, and importance of being properly insured, and pre planning for death. Something we must all face sooner or later.
It is simple enough to get free price quotes though. That way, you can compare the plans and prices of a few different companies. This information will help you decide if a burial policy is the right choice for you.