Life if full of ethical dilemmas, and many of the decisions we make in life contradict themselves. I’ve realised as I’ve got older, not to be worried about these contradictions. It would be lovely to live a totally consistent life, but I’ve met very few people who manage to attain these dizzy heights.
You can be prepared for this kind of situation by protecting yourself and your assets in a crash by simply increasing the limit on bodily injury coverage and liability insurance. So instead of taking that basic $40,000 limit, go for $100,000 per person and $300,000 per accident instead. Surprisingly the cost difference of the insurance policy isn’t that big but the savings down the road in the event of an accident can be great.
Some of the greenest people I’ve met are people with money; people who can afford to build their own eco-homes, install solar paneling, and source their own water. These are also the people who can afford to shop locally at Farmers Markets, buy ecological products, and buy expensive recycled products. I buy such items when I have the money. However, the reality is by the end of the month, I don’t have any option other than to buy value items from major supermarkets.
Reduce mileage. As teenagers do not have sufficient experience in driving, do not allow them to drive a lot to reduce their risks. Encourage them to use public transports more often to keep their mileage down. Their probabilities to claim from the companies will be higher if they have high-mileage.
There are things you could do to lower your premium rate. After buying your car you could install you anti theft protection. For example, a modern alarm system can be used for security. Y doing things you can reduce your premium and also protect your car.
Maintenance in everything from cars, fitness and lawn is essential in keeping things running correctly. Oil changes and tire rotations are essential and the life expectancy of owning a car may be seven years. You wouldn’t just put gas in the car until it stopped running if you wanted to keep it in great shape, would you? It is so much cheaper to keep up with maintenance than to keep having breakdowns and Car Insurance doesn’t pay for repairs or maintenance.
An experienced criminal lawyer will review your case and determine if these or other options are best for you. He or she should have experience successfully arranging for: alternative housing instead of the Allegheny County Jail for DUI clients and a ‘Bread and Butter License’, also called an Occupational Limited License, so they can continue to drive for work, medical treatment or study.
Repairing your credit and increasing your credit score, combined with a goal towards debt freedom will reap immense rewards. The key is to create a plan and patiently follow through with your plan. The end result will be a sense of peace and accomplishment.